A co-operative society is a voluntary association started with the aim of service of its members. It is a form of business where individuals belonging to the same class join their hands for the promotion of their common goals. These are generally formed by the poor people or weaker section people in the society. It reflects the desire of the poor people to stand on their own legs or own merit. The philosophy of the formation of co-operative society is “all for each and each for all”.

Whether it is basic banking, cash management, trade & export financial transactions, data management or comprehensive asset management requests: with the proven and comprehensive products from OCEAN, you will get all the services for your financial transactions – with local expertise and global reach.

Corporate Banking

With a focus on transactions

Fast, secure and proven

settle payments.


Payments are at the heart of every virtual bank branch. In this process two factors require special consideration: the scope of the services and their ease of use. The comprehensive offering from OCEAN covers all functions demanded by private and corporate customers.

comprehensive and complete

- a platform for any purpose.


It provides a platform with a broad functional scope. It provides support when giving advice and facilitates sales processes. The emphasis is on portfolio advice and management, financial planning and cross-channel customer relationship management.

Modular and individual

- a visualisation for everyone.


Overviews of assets are quickly displayed, wealth analyses are produced vividly, transactions are processed and account statements are prepared. It is up to the customers, whether the figures are displayed as meaningful graphics or as a summarised report.

A clear view for the relationship manager

and its customers.


Whether by tablet, PC or smartphone: customer advisers are always ready, for example, to intervene in a portfolio analysis that the investor is currently involved in. They can track the customer, simulate various scenarios together on the screen or provide additional information.

External asset management module

Greater independent asset manager loyalty
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A powerful tool for external asset managers

The tool is an efficient aide because of the convenient, multi-customer view, intelligent search functions and the option of grouping portfolios by nature or type. It is precisely these three attributes, which are a feature of OCEAN’s external asset management solution. It consists of various management and control tools, which are easy to use and offer extensive options. As an integral component of the Digital Banking Hub from OCEAN, it also protects users and the bank from data loss and unauthorised access.

Our Commercial Banking Offering

For a consistent user experience

Are you looking for an ideal and secure solution for payment transactions and for efficient cash management? The multi-banking capability of our product gives you complete electronic communication with a range of financial institutions.

Make payments directly within the system or transfer them from a third-party system – all without problems. Monitor and sign-off the payments and authorise them securely, even when you are on the move – using authorisation rules you define yourself. A desirable, scalable solution, with which you have control over your firm’s liquidity at any time and anywhere.

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Functional Scope

Covers the complete range of requirements

Transactions and Basic Banking

Record your electronic domestic and international payments, authorise them and send them – everything in one place.

Cash Management

Simply get an overview of your liquidity and cash flow and enter your plan data for operational planning.

Mobile Devices

Consistency across all channels – even when you are on the go.

Trade Facilitation

With our offerings for a paperless office and automated connections to financial institutions the efficiency of your transactions can be increased greatly.

Optimised for a range of user roles

Specify which users have access to which functions.

Data Procurement

Smooth and secure data traffic through the integration of bank data from different systems, while taking their security policy into account.

Your advantages at a glance

Online Commercial Banking
Complete communication between systems
Easy overview and control of finances
High security and quality conformity
Free and on-going maintenance