Mobile First is an innovative approach that OCEAN is currently using to drive their innovations forwards. Not only the optimisation of the user experience, taking the user context into account, but also the standardisation of the different screen formats and devices is a must today. The following figures give a good overview of how banking customers are performing their banking operations today.
47% of banking customers in Germany use apps on smartphones or tablets for banking, which reflects the international average.
7 out of 10 customers are interested in mobile banking
More than 40% growth in mobile banking usage
Internet banking that is available at any time and, above all, anywhere. Right when you need it. And in precisely the right format and version. That is exactly what Mobile Banking from OCEAN does: optimised online banking on mobile channels. It’s like having a bank in your pocket, perfectly and securely integrated into your smartphone. Or in your briefcase, as a powerful solution for tablets.
Mobile Banking is used everywhere: at home, when commuting, on holiday, in business, in leisure time,…
Functions that a mobile banking system should provide:
Portal App – a hardened wrapper app
The hardening of the app offers additional security. It can also:
- ensure access to Mobile Banking
- activate the payment scanner
- link a web page
- make documents accessible
FotoTAN - Security using the camera
- Transmission by the bank of a two-dimensional encrypted code (QR code)
- Unique identification through included data
- Receipt of access data through a photograph of the code and decipherment by the app
Secure, simple and convenient authentication!